Online Calculators > Financial Calculators > Time Value of Money Calculator

TVM Calculator

TVM Calculator to calculate the future value of your money. Time value of money calculator with regular contributions to estimate how long and how much you need to invest to reach your financial goal. The time value of money formula is shown below on how to calculate time value of money.

Time Value of Money Calculator

Present Amount: $
Interest Rate: %
Years: years
Compound Period:
Additional Contributions: $
Future Value:
$15,761.60

Time Value of Money Calculator

Time value of money calculator has option for different compound periods and additional monthly or yearly contribution. Many people doesn't realize how much their money can grow with compound interest and regular deposits.


Time Value of Money Formula

Following is the TVM formula on how to calculate TVM.
TVM = Principal * (1 + r)^n; r = interest rate
n = number of compounding periods per year

How to Calculate Time Value of Money

To use the time value of money formula, we need a few given variables, the principal, interest rate, years to grow and the number of compounding periods per year.

For example, to find out how much $20,000 can grow in 8 years with a 5% interest rate and annual compounding, we would plugin the variables to the TVM formula as below

TVM = 20000*(1+0.05)^8 = $29,811.71

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