Online Calculators > Financial Calculators > PVIFA Calculator

# PVIFA Calculator

PVIFA Calculator calculate Present Value Interest Factor of Annuity or PVIFA. The PVIFA formula is shown below on how to calculate PVIFA. A PVIFA table is also shown for periods 1-50 with interest rate 1-30%. PVIFA is used to determine the present value of a series of annuities.

## Online PVIFA Calculator

Interest Rate: %
Number of period:
 PVIFA: 8.8633

## How to calculate PVIFA?

Following is the PVIFA formula that shows how to calculate PVIFA.
PVIFA = (1-(1+r)^-n)/r, where
r = interest rate
n = number of period

For example, to calculate the PVIFA for interest rate 4% and a period of 15, you would plugin the numbers to the PVIFA formula as follows
PVIFA = (1-(1+0.04)^-15)/0.04) = 11.1184

## PVIFA Table

The following PVIFA table shows the PVIFA for interest rate from 1% to 30% with number of periods from 1 to 50.

Periods 1% 2% 3% 4% 5%
1 0.9901 0.9804 0.9709 0.9615 0.9524
2 1.9704 1.9416 1.9135 1.8861 1.8594
3 2.941 2.8839 2.8286 2.7751 2.7232
4 3.902 3.8077 3.7171 3.6299 3.546
5 4.8534 4.7135 4.5797 4.4518 4.3295
6 5.7955 5.6014 5.4172 5.2421 5.0757
7 6.7282 6.472 6.2303 6.0021 5.7864
8 7.6517 7.3255 7.0197 6.7327 6.4632
9 8.566 8.1622 7.7861 7.4353 7.1078
10 9.4713 8.9826 8.5302 8.1109 7.7217
11 10.3676 9.7868 9.2526 8.7605 8.3064
12 11.2551 10.5753 9.954 9.3851 8.8633
13 12.1337 11.3484 10.635 9.9856 9.3936
14 13.0037 12.1062 11.2961 10.5631 9.8986
15 13.8651 12.8493 11.9379 11.1184 10.3797
16 14.7179 13.5777 12.5611 11.6523 10.8378
17 15.5623 14.2919 13.1661 12.1657 11.2741
18 16.3983 14.992 13.7535 12.6593 11.6896
19 17.226 15.6785 14.3238 13.1339 12.0853
20 18.0456 16.3514 14.8775 13.5903 12.4622
21 18.857 17.0112 15.415 14.0292 12.8212
22 19.6604 17.658 15.9369 14.4511 13.163
23 20.4558 18.2922 16.4436 14.8568 13.4886
24 21.2434 18.9139 16.9355 15.247 13.7986
25 22.0232 19.5235 17.4131 15.6221 14.0939
26 22.7952 20.121 17.8768 15.9828 14.3752
27 23.5596 20.7069 18.327 16.3296 14.643
28 24.3164 21.2813 18.7641 16.6631 14.8981
29 25.0658 21.8444 19.1885 16.9837 15.1411
30 25.8077 22.3965 19.6004 17.292 15.3725
31 26.5423 22.9377 20.0004 17.5885 15.5928
32 27.2696 23.4683 20.3888 17.8736 15.8027
33 27.9897 23.9886 20.7658 18.1476 16.0025
34 28.7027 24.4986 21.1318 18.4112 16.1929
35 29.4086 24.9986 21.4872 18.6646 16.3742
36 30.1075 25.4888 21.8323 18.9083 16.5469
37 30.7995 25.9695 22.1672 19.1426 16.7113
38 31.4847 26.4406 22.4925 19.3679 16.8679
39 32.163 26.9026 22.8082 19.5845 17.017
40 32.8347 27.3555 23.1148 19.7928 17.1591
41 33.4997 27.7995 23.4124 19.9931 17.2944
42 34.1581 28.2348 23.7014 20.1856 17.4232
43 34.81 28.6616 23.9819 20.3708 17.5459
44 35.4555 29.08 24.2543 20.5488 17.6628
45 36.0945 29.4902 24.5187 20.72 17.7741
46 36.7272 29.8923 24.7754 20.8847 17.8801
47 37.3537 30.2866 25.0247 21.0429 17.981
48 37.974 30.6731 25.2667 21.1951 18.0772
49 38.5881 31.0521 25.5017 21.3415 18.1687
50 39.1961 31.4236 25.7298 21.4822 18.2559
Periods 6% 7% 8% 9% 10%
1 0.9434 0.9346 0.9259 0.9174 0.9091
2 1.8334 1.808 1.7833 1.7591 1.7355
3 2.673 2.6243 2.5771 2.5313 2.4869
4 3.4651 3.3872 3.3121 3.2397 3.1699
5 4.2124 4.1002 3.9927 3.8897 3.7908
6 4.9173 4.7665 4.6229 4.4859 4.3553
7 5.5824 5.3893 5.2064 5.033 4.8684
8 6.2098 5.9713 5.7466 5.5348 5.3349
9 6.8017 6.5152 6.2469 5.9952 5.759
10 7.3601 7.0236 6.7101 6.4177 6.1446
11 7.8869 7.4987 7.139 6.8052 6.4951
12 8.3838 7.9427 7.5361 7.1607 6.8137
13 8.8527 8.3577 7.9038 7.4869 7.1034
14 9.295 8.7455 8.2442 7.7862 7.3667
15 9.7122 9.1079 8.5595 8.0607 7.6061
16 10.1059 9.4466 8.8514 8.3126 7.8237
17 10.4773 9.7632 9.1216 8.5436 8.0216
18 10.8276 10.0591 9.3719 8.7556 8.2014
19 11.1581 10.3356 9.6036 8.9501 8.3649
20 11.4699 10.594 9.8181 9.1285 8.5136
21 11.7641 10.8355 10.0168 9.2922 8.6487
22 12.0416 11.0612 10.2007 9.4424 8.7715
23 12.3034 11.2722 10.3711 9.5802 8.8832
24 12.5504 11.4693 10.5288 9.7066 8.9847
25 12.7834 11.6536 10.6748 9.8226 9.077
26 13.0032 11.8258 10.81 9.929 9.1609
27 13.2105 11.9867 10.9352 10.0266 9.2372
28 13.4062 12.1371 11.0511 10.1161 9.3066
29 13.5907 12.2777 11.1584 10.1983 9.3696
30 13.7648 12.409 11.2578 10.2737 9.4269
31 13.9291 12.5318 11.3498 10.3428 9.479
32 14.084 12.6466 11.435 10.4062 9.5264
33 14.2302 12.7538 11.5139 10.4644 9.5694
34 14.3681 12.854 11.5869 10.5178 9.6086
35 14.4982 12.9477 11.6546 10.5668 9.6442
36 14.621 13.0352 11.7172 10.6118 9.6765
37 14.7368 13.117 11.7752 10.653 9.7059
38 14.846 13.1935 11.8289 10.6908 9.7327
39 14.9491 13.2649 11.8786 10.7255 9.757
40 15.0463 13.3317 11.9246 10.7574 9.7791
41 15.138 13.3941 11.9672 10.7866 9.7991
42 15.2245 13.4524 12.0067 10.8134 9.8174
43 15.3062 13.507 12.0432 10.838 9.834
44 15.3832 13.5579 12.0771 10.8605 9.8491
45 15.4558 13.6055 12.1084 10.8812 9.8628
46 15.5244 13.65 12.1374 10.9002 9.8753
47 15.589 13.6916 12.1643 10.9176 9.8866
48 15.65 13.7305 12.1891 10.9336 9.8969
49 15.7076 13.7668 12.2122 10.9482 9.9063
50 15.7619 13.8007 12.2335 10.9617 9.9148
Periods 11% 12% 13% 14% 15%
1 0.9009 0.8929 0.885 0.8772 0.8696
2 1.7125 1.6901 1.6681 1.6467 1.6257
3 2.4437 2.4018 2.3612 2.3216 2.2832
4 3.1024 3.0373 2.9745 2.9137 2.855
5 3.6959 3.6048 3.5172 3.4331 3.3522
6 4.2305 4.1114 3.9975 3.8887 3.7845
7 4.7122 4.5638 4.4226 4.2883 4.1604
8 5.1461 4.9676 4.7988 4.6389 4.4873
9 5.537 5.3282 5.1317 4.9464 4.7716
10 5.8892 5.6502 5.4262 5.2161 5.0188
11 6.2065 5.9377 5.6869 5.4527 5.2337
12 6.4924 6.1944 5.9176 5.6603 5.4206
13 6.7499 6.4235 6.1218 5.8424 5.5831
14 6.9819 6.6282 6.3025 6.0021 5.7245
15 7.1909 6.8109 6.4624 6.1422 5.8474
16 7.3792 6.974 6.6039 6.2651 5.9542
17 7.5488 7.1196 6.7291 6.3729 6.0472
18 7.7016 7.2497 6.8399 6.4674 6.128
19 7.8393 7.3658 6.938 6.5504 6.1982
20 7.9633 7.4694 7.0248 6.6231 6.2593
21 8.0751 7.562 7.1016 6.687 6.3125
22 8.1757 7.6446 7.1695 6.7429 6.3587
23 8.2664 7.7184 7.2297 6.7921 6.3988
24 8.3481 7.7843 7.2829 6.8351 6.4338
25 8.4217 7.8431 7.33 6.8729 6.4641
26 8.4881 7.8957 7.3717 6.9061 6.4906
27 8.5478 7.9426 7.4086 6.9352 6.5135
28 8.6016 7.9844 7.4412 6.9607 6.5335
29 8.6501 8.0218 7.4701 6.983 6.5509
30 8.6938 8.0552 7.4957 7.0027 6.566
31 8.7331 8.085 7.5183 7.0199 6.5791
32 8.7686 8.1116 7.5383 7.035 6.5905
33 8.8005 8.1354 7.556 7.0482 6.6005
34 8.8293 8.1566 7.5717 7.0599 6.6091
35 8.8552 8.1755 7.5856 7.07 6.6166
36 8.8786 8.1924 7.5979 7.079 6.6231
37 8.8996 8.2075 7.6087 7.0868 6.6288
38 8.9186 8.221 7.6183 7.0937 6.6338
39 8.9357 8.233 7.6268 7.0997 6.638
40 8.9511 8.2438 7.6344 7.105 6.6418
41 8.9649 8.2534 7.641 7.1097 6.645
42 8.9774 8.2619 7.6469 7.1138 6.6478
43 8.9886 8.2696 7.6522 7.1173 6.6503
44 8.9988 8.2764 7.6568 7.1205 6.6524
45 9.0079 8.2825 7.6609 7.1232 6.6543
46 9.0161 8.288 7.6645 7.1256 6.6559
47 9.0235 8.2928 7.6677 7.1277 6.6573
48 9.0302 8.2972 7.6705 7.1296 6.6585
49 9.0362 8.301 7.673 7.1312 6.6596
50 9.0417 8.3045 7.6752 7.1327 6.6605
Periods 16% 17% 18% 19% 20%
1 0.8621 0.8547 0.8475 0.8403 0.8333
2 1.6052 1.5852 1.5656 1.5465 1.5278
3 2.2459 2.2096 2.1743 2.1399 2.1065
4 2.7982 2.7432 2.6901 2.6386 2.5887
5 3.2743 3.1993 3.1272 3.0576 2.9906
6 3.6847 3.5892 3.4976 3.4098 3.3255
7 4.0386 3.9224 3.8115 3.7057 3.6046
8 4.3436 4.2072 4.0776 3.9544 3.8372
9 4.6065 4.4506 4.303 4.1633 4.031
10 4.8332 4.6586 4.4941 4.3389 4.1925
11 5.0286 4.8364 4.656 4.4865 4.3271
12 5.1971 4.9884 4.7932 4.6105 4.4392
13 5.3423 5.1183 4.9095 4.7147 4.5327
14 5.4675 5.2293 5.0081 4.8023 4.6106
15 5.5755 5.3242 5.0916 4.8759 4.6755
16 5.6685 5.4053 5.1624 4.9377 4.7296
17 5.7487 5.4746 5.2223 4.9897 4.7746
18 5.8178 5.5339 5.2732 5.0333 4.8122
19 5.8775 5.5845 5.3162 5.07 4.8435
20 5.9288 5.6278 5.3527 5.1009 4.8696
21 5.9731 5.6648 5.3837 5.1268 4.8913
22 6.0113 5.6964 5.4099 5.1486 4.9094
23 6.0442 5.7234 5.4321 5.1668 4.9245
24 6.0726 5.7465 5.4509 5.1822 4.9371
25 6.0971 5.7662 5.4669 5.1951 4.9476
26 6.1182 5.7831 5.4804 5.206 4.9563
27 6.1364 5.7975 5.4919 5.2151 4.9636
28 6.152 5.8099 5.5016 5.2228 4.9697
29 6.1656 5.8204 5.5098 5.2292 4.9747
30 6.1772 5.8294 5.5168 5.2347 4.9789
31 6.1872 5.8371 5.5227 5.2392 4.9824
32 6.1959 5.8437 5.5277 5.243 4.9854
33 6.2034 5.8493 5.532 5.2462 4.9878
34 6.2098 5.8541 5.5356 5.2489 4.9898
35 6.2153 5.8582 5.5386 5.2512 4.9915
36 6.2201 5.8617 5.5412 5.2531 4.9929
37 6.2242 5.8647 5.5434 5.2547 4.9941
38 6.2278 5.8673 5.5452 5.2561 4.9951
39 6.2309 5.8695 5.5468 5.2572 4.9959
40 6.2335 5.8713 5.5482 5.2582 4.9966
41 6.2358 5.8729 5.5493 5.259 4.9972
42 6.2377 5.8743 5.5502 5.2596 4.9976
43 6.2394 5.8755 5.551 5.2602 4.998
44 6.2409 5.8765 5.5517 5.2607 4.9984
45 6.2421 5.8773 5.5523 5.2611 4.9986
46 6.2432 5.8781 5.5528 5.2614 4.9989
47 6.2442 5.8787 5.5532 5.2617 4.9991
48 6.245 5.8792 5.5536 5.2619 4.9992
49 6.2457 5.8797 5.5539 5.2621 4.9993
50 6.2463 5.8801 5.5541 5.2623 4.9995
Periods 21% 22% 23% 24% 25%
1 0.8264 0.8197 0.813 0.8065 0.8
2 1.5095 1.4915 1.474 1.4568 1.44
3 2.0739 2.0422 2.0114 1.9813 1.952
4 2.5404 2.4936 2.4483 2.4043 2.3616
5 2.926 2.8636 2.8035 2.7454 2.6893
6 3.2446 3.1669 3.0923 3.0205 2.9514
7 3.5079 3.4155 3.327 3.2423 3.1611
8 3.7256 3.6193 3.5179 3.4212 3.3289
9 3.9054 3.7863 3.6731 3.5655 3.4631
10 4.0541 3.9232 3.7993 3.6819 3.5705
11 4.1769 4.0354 3.9018 3.7757 3.6564
12 4.2784 4.1274 3.9852 3.8514 3.7251
13 4.3624 4.2028 4.053 3.9124 3.7801
14 4.4317 4.2646 4.1082 3.9616 3.8241
15 4.489 4.3152 4.153 4.0013 3.8593
16 4.5364 4.3567 4.1894 4.0333 3.8874
17 4.5755 4.3908 4.219 4.0591 3.9099
18 4.6079 4.4187 4.2431 4.0799 3.9279
19 4.6346 4.4415 4.2627 4.0967 3.9424
20 4.6567 4.4603 4.2786 4.1103 3.9539
21 4.675 4.4756 4.2916 4.1212 3.9631
22 4.69 4.4882 4.3021 4.13 3.9705
23 4.7025 4.4985 4.3106 4.1371 3.9764
24 4.7128 4.507 4.3176 4.1428 3.9811
25 4.7213 4.5139 4.3232 4.1474 3.9849
26 4.7284 4.5196 4.3278 4.1511 3.9879
27 4.7342 4.5243 4.3316 4.1542 3.9903
28 4.739 4.5281 4.3346 4.1566 3.9923
29 4.743 4.5312 4.3371 4.1585 3.9938
30 4.7463 4.5338 4.3391 4.1601 3.995
31 4.749 4.5359 4.3407 4.1614 3.996
32 4.7512 4.5376 4.3421 4.1624 3.9968
33 4.7531 4.539 4.3431 4.1632 3.9975
34 4.7546 4.5402 4.344 4.1639 3.998
35 4.7559 4.5411 4.3447 4.1644 3.9984
36 4.7569 4.5419 4.3453 4.1649 3.9987
37 4.7578 4.5426 4.3458 4.1652 3.999
38 4.7585 4.5431 4.3462 4.1655 3.9992
39 4.7591 4.5435 4.3465 4.1657 3.9993
40 4.7596 4.5439 4.3467 4.1659 3.9995
41 4.76 4.5441 4.3469 4.1661 3.9996
42 4.7603 4.5444 4.3471 4.1662 3.9997
43 4.7606 4.5446 4.3472 4.1663 3.9997
44 4.7608 4.5447 4.3473 4.1663 3.9998
45 4.761 4.5449 4.3474 4.1664 3.9998
46 4.7612 4.545 4.3475 4.1665 3.9999
47 4.7613 4.5451 4.3476 4.1665 3.9999
48 4.7614 4.5451 4.3476 4.1665 3.9999
49 4.7615 4.5452 4.3477 4.1666 3.9999
50 4.7616 4.5452 4.3477 4.1666 3.9999
Periods 26% 27% 28% 29% 30%
1 0.7937 0.7874 0.7813 0.7752 0.7692
2 1.4235 1.4074 1.3916 1.3761 1.3609
3 1.9234 1.8956 1.8684 1.842 1.8161
4 2.3202 2.28 2.241 2.2031 2.1662
5 2.6351 2.5827 2.532 2.483 2.4356
6 2.885 2.821 2.7594 2.7 2.6427
7 3.0833 3.0087 2.937 2.8682 2.8021
8 3.2407 3.1564 3.0758 2.9986 2.9247
9 3.3657 3.2728 3.1842 3.0997 3.019
10 3.4648 3.3644 3.2689 3.1781 3.0915
11 3.5435 3.4365 3.3351 3.2388 3.1473
12 3.6059 3.4933 3.3868 3.2859 3.1903
13 3.6555 3.5381 3.4272 3.3224 3.2233
14 3.6949 3.5733 3.4587 3.3507 3.2487
15 3.7261 3.601 3.4834 3.3726 3.2682
16 3.7509 3.6228 3.5026 3.3896 3.2832
17 3.7705 3.64 3.5177 3.4028 3.2948
18 3.7861 3.6536 3.5294 3.413 3.3037
19 3.7985 3.6642 3.5386 3.421 3.3105
20 3.8083 3.6726 3.5458 3.4271 3.3158
21 3.8161 3.6792 3.5514 3.4319 3.3198
22 3.8223 3.6844 3.5558 3.4356 3.323
23 3.8273 3.6885 3.5592 3.4384 3.3254
24 3.8312 3.6918 3.5619 3.4406 3.3272
25 3.8342 3.6943 3.564 3.4423 3.3286
26 3.8367 3.6963 3.5656 3.4437 3.3297
27 3.8387 3.6979 3.5669 3.4447 3.3305
28 3.8402 3.6991 3.5679 3.4455 3.3312
29 3.8414 3.7001 3.5687 3.4461 3.3317
30 3.8424 3.7009 3.5693 3.4466 3.3321
31 3.8432 3.7015 3.5697 3.447 3.3324
32 3.8438 3.7019 3.5701 3.4473 3.3326
33 3.8443 3.7023 3.5704 3.4475 3.3328
34 3.8447 3.7026 3.5706 3.4477 3.3329
35 3.845 3.7028 3.5708 3.4478 3.333
36 3.8452 3.703 3.5709 3.4479 3.3331
37 3.8454 3.7032 3.571 3.448 3.3331
38 3.8456 3.7033 3.5711 3.4481 3.3332
39 3.8457 3.7034 3.5712 3.4481 3.3332
40 3.8458 3.7034 3.5712 3.4481 3.3332
41 3.8459 3.7035 3.5713 3.4482 3.3333
42 3.8459 3.7035 3.5713 3.4482 3.3333
43 3.846 3.7036 3.5713 3.4482 3.3333
44 3.846 3.7036 3.5714 3.4482 3.3333
45 3.846 3.7036 3.5714 3.4482 3.3333
46 3.8461 3.7036 3.5714 3.4482 3.3333
47 3.8461 3.7037 3.5714 3.4483 3.3333
48 3.8461 3.7037 3.5714 3.4483 3.3333
49 3.8461 3.7037 3.5714 3.4483 3.3333
50 3.8461 3.7037 3.5714 3.4483 3.3333

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