Online Calculators > Financial Calculators > PayPal Fee Calculator

PayPal Fee Calculator

PayPal Fee Calculator 2025 to calculate PayPal fees for online merchants. The PayPal fee calculator will calculate the exact amount that PayPal charges for each business transaction.

PayPal Calculator
Enter Amount:	$
PayPal Fees:	% + $

PayPal Fees	You Will Receive	You Should Ask For
PayPal Fee Calculator Results
	If you sell for $10.00.	If you want $10.00.

How much does PayPal charge to receive money?

As of 2025, PayPal charges 3.49% + $0.49 for each transaction for sellers. Buyers do not need to pay any fees or commissions.

If you are an eBay seller and receive payments through PayPal, that's the commission that PayPal charges for each item sold. The commission is 3.49% of the price of the product sold plus a constant of $0.49 regardless of how much you sold the item for.

If you are receiving domestic donations, the commission rates are from 3.49% to 2.89% as PayPal offers a discounted commission for donations.

The PayPal fees are different for sellers outside the United States. You need to go to the PayPal fees for merchants page which we share below, to check out the latest fee structures.

What Percentage Does PayPal Take?

As stated above, PayPal charges 3.49% of the payment plus $0.49 for each transaction for sellers in the United States. PayPal may change fees from time to time, to find the latest PayPal Fees, go to PayPal Fees to get the latest information.

While the standard fee for PayPal merchants in the United States is 3.49% + $0.49, the fees vary from country to country. There are also merchants who received domestic donations that have a reduced commission of 2.89% + a fixed fee.

Our updated PayPal calculator for 2025 allows you to enter a custom PayPal fee so that if you are not based in the United States, you can still use it. Simply enter the commission for your country and a fixed fee, and you will be able to calculate PayPal fees immediately.

How to Calculate PayPal Fees

Here's a step by step instructions on how to calculate PayPal Fees based on 3.49% + $0.49 for each transaction.
PayPal Fee = amount*0.0349 + $0.49, where the amount is the price that sellers charge for their product.

PayPal Fees Example

If an eBay seller listed an item for sale at a retail price of $10, and he wants to know how much is the PayPal fee after he sold his item, and how much would he receive.

Step 1: Plugin the PayPal fee formula
PayPal Fee = amount*0.0349 + $0.49

Step 2: Calculate the PayPal fees
PayPal Fee = $10 x 0.0349 + $0.49 = $0.59,
which is the fee that PayPal charges.

Step 3: Calculate how much the seller receives
Seller Receives = $10 - $0.95 = $9.41.

By subtracting the PayPal fees from the listing price, we get $9.41 as the seller's profit for selling his items on eBay.

How much is the PayPal fee for $100?

Let's learn how much the PayPal fee is for $100.
Using the same formula as the above, we plug in the number

Final Fee = $100 x 0.0349 + $0.49 = $3.49 + $0.49 = $3.98.
Therefore, the PayPal fee for a $100 product is $3.98.

How much to charge?

What if we want to know how much to charge if we want to receive $100 from a transaction after subtracting the PayPal fees.

In this case, we will need to use the following formula
Charge Amount = (x + fixed fee)/(1 - percent fee), where
x = the amount you want to receive

Plugin the $100 to the formula, and we get

Charge Amount = (100 + 0.49)/(1 - 0.0349) = 100.49 / 0.9651 = $104.12

Therefore, if we want to receive $200 from selling an item using PayPal, we must charge $104.12 for the item.

Following is a PayPal fee table that shows how much transaction fees you have to pay based on the standard 3.49% + $0.49 fees.

* Amount - product price
* Pay Fees - fees that PayPal charges
* Received - amount received by merchants after PayPal fees
* Sell For - if merchants want to receive the "amount" after PayPal fees, then they should sell the item for this price.

Amount	Pay Fees	Received	Sell For
$5	$0.66	$4.34	$5.69
$10	$0.84	$9.16	$10.87
$15	$1.01	$13.99	$16.05
$20	$1.19	$18.81	$21.23
$25	$1.36	$23.64	$26.41
$30	$1.54	$28.46	$31.59
$35	$1.71	$33.29	$36.77
$40	$1.89	$38.11	$41.95
$45	$2.06	$42.94	$47.14
$50	$2.24	$47.77	$52.32
$55	$2.41	$52.59	$57.50
$60	$2.58	$57.42	$62.68
$65	$2.76	$62.24	$67.86
$70	$2.93	$67.07	$73.04
$75	$3.11	$71.89	$78.22
$80	$3.28	$76.72	$83.40
$85	$3.46	$81.54	$88.58
$90	$3.63	$86.37	$93.76
$95	$3.81	$91.19	$98.94
$100	$3.98	$96.02	$104.12
$150	$5.73	$144.28	$155.93
$200	$7.47	$192.53	$207.74
$250	$9.22	$240.79	$259.55
$300	$10.96	$289.04	$311.36
$350	$12.71	$337.30	$363.16
$400	$14.45	$385.55	$414.97
$450	$16.20	$433.81	$466.78
$500	$17.94	$482.06	$518.59
$550	$19.69	$530.32	$570.40
$600	$21.43	$578.57	$622.20
$650	$23.18	$626.83	$674.01
$700	$24.92	$675.08	$725.82
$750	$26.67	$723.34	$777.63
$800	$28.41	$771.59	$829.44
$850	$30.16	$819.85	$881.25
$900	$31.90	$868.10	$933.05
$950	$33.65	$916.36	$984.86
$1000	$35.39	$964.61	$1,036.67
$1100	$38.88	$1,061.12	$1,140.29
$1200	$42.37	$1,157.63	$1,243.90
$1300	$45.86	$1,254.14	$1,347.52
$1400	$49.35	$1,350.65	$1,451.13
$1500	$52.84	$1,447.16	$1,554.75
$1600	$56.33	$1,543.67	$1,658.37
$1700	$59.82	$1,640.18	$1,761.98
$1800	$63.31	$1,736.69	$1,865.60
$1900	$66.80	$1,833.20	$1,969.22
$2000	$70.29	$1,929.71	$2,072.83
$2100	$73.78	$2,026.22	$2,176.45
$2200	$77.27	$2,122.73	$2,280.06
$2300	$80.76	$2,219.24	$2,383.68
$2400	$84.25	$2,315.75	$2,487.30
$2500	$87.74	$2,412.26	$2,590.91
$2600	$91.23	$2,508.77	$2,694.53
$2700	$94.72	$2,605.28	$2,798.15
$2800	$98.21	$2,701.79	$2,901.76
$2900	$101.70	$2,798.30	$3,005.38
$3000	$105.19	$2,894.81	$3,108.99
$3100	$108.68	$2,991.32	$3,212.61
$3200	$112.17	$3,087.83	$3,316.23
$3300	$115.66	$3,184.34	$3,419.84
$3400	$119.15	$3,280.85	$3,523.46
$3500	$122.64	$3,377.36	$3,627.07
$3600	$126.13	$3,473.87	$3,730.69
$3700	$129.62	$3,570.38	$3,834.31
$3800	$133.11	$3,666.89	$3,937.92
$3900	$136.60	$3,763.40	$4,041.54
$4000	$140.09	$3,859.91	$4,145.16
$4100	$143.58	$3,956.42	$4,248.77
$4200	$147.07	$4,052.93	$4,352.39
$4300	$150.56	$4,149.44	$4,456.00
$4400	$154.05	$4,245.95	$4,559.62
$4500	$157.54	$4,342.46	$4,663.24
$4600	$161.03	$4,438.97	$4,766.85
$4700	$164.52	$4,535.48	$4,870.47
$4800	$168.01	$4,631.99	$4,974.09
$4900	$171.50	$4,728.50	$5,077.70
$5000	$174.99	$4,825.01	$5,181.32

PayPal fees for sending money

As a consumer, PayPal is also an excellent way to send money to other people and buy and sell cryptocurrencies.

For domestic personal transactions with a credit card, PayPal charges 2.9% + a fixed fee based on currency received. The fee is waived with an Amex Send Account or sent with a PayPal balance or from a bank account.

For international personal transactions, PayPal charges a 5% fee and a minimum international fee of $0.99, and a maximum international fee of $4.99.

There is no fee for receiving personal transactions when no currency conversion is involved.

PayPal Crypto Fees

PayPal Crypto fees vary depending on how much Crypto you are trading to purchase. For transactions between $1 - $24.99, the fee is $0.5. For a Crypto purchase of $25 - $100, the fee is 2.3%. For Crypto transactions of $100.01 - $200, PayPal charges 2%. The rate is $1.8% when you buy anywhere from $200.01 - $1000 worth of Cryptos. The fee is 1.5% when you buy anything above $1000.01.

For a detailed and the latest PayPal fee for consumers, check out PayPal consumer fees.

How to sell online?

It is tough for beginners to learn how to sell online in 2025. The business of online selling has changed and constantly evolved over the years.

There are more third-party e-commerce sites that allow a seller to sell their products than in the 2000s, newcomers such as Etsy, Offerup, and Fiverr allow sellers to sell products and their skills.

One thing that remains unchanged is that Amazon is still the largest e-commerce site by far with eBay coming in a distant second. Therefore, it is important for sellers to learn how to sell their products on these two platforms. Following are some of the recommended books to get a beginner started in the world of selling online.

Best books to sell online

Selling on Amazon For Dummies

Selling on Amazon For Dummies, by Deniz Olmez and Joseph Kraynak, is the best beginner book on how to sell on Amazon.

The book goes over the basics of selling on Amazon, as well as advanced strategies on how to use FBA and sell as a business. Readers will learn how to conduct product research, and decide what kind of products to sell based on their research.

The book covers a variety of other topics that are critical in selling online such as product sourcing, shipping and returns, Amazon subscriptions, fees, taxes, and much more. Beginners will learn how to approach selling online as a business instead of as a habit.

2. eBay For Dummies

eBay For Dummies, by Marsha Collier, is an excellent beginner book to start selling on eBay.

The book will give you step-by-step instructions on how to become an eBay seller and how to set up an eBay store for your products, and become a PowerSeller.

In this book, readers will learn the techniques and tricks from a longtime eBay business owner with 20+ years of experience on how to make your listings stand out, write descriptions that sell, and how to find hot selling products.

You will also learn how to market your products with social media and take advantage of your social network to sell more products online.

3. The Ultimate Guide to Selling on Etsy

The Ultimate Guide to Selling on Etsy, by Noelle Ihli and Jeanne Allen, is one of the best books to learn to sell on Etsy.

If you have a product that is handmade or custom-made, Etsy might be the best marketplace to list your products. Amazon and eBay are the two most popular e-commerce platforms on the market, but the two sites are full of sellers with years of experience which makes the platforms very competitive.

In this book, the authors share their strategies on how to move from beginners to advanced sellers on the Etsy platform. The readers will learn how to set up their shops, and how to rank their listings and products to get maximum buyer exposure.

In addition, readers will learn how to use free advertising that brings in more buyers. For sellers who have the budget for advertising, they will learn the best cost-effective opportunities on how to pay for advertising and turn visitors into buyers.