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How Much Rent Can I Afford If I Make $70,000 a Year?

You can afford up to $1,925 per month on rent which is about 33% of your monthly income before taxes. However, it is recommended to keep rental fee below 30% of your gross monthly income or $1,750 per month. If you want to save money, you can consider apartments that rent for $1,458 which is about 25% of your gross monthly income.

I Make $70K a Year How Much Rent Can I Afford?

Annual Pre-Tax Income
Monthy Debt

How Much Rent Can I Afford on $70K

You can afford to spend $1,925 on rent each month.

Annual Income Monthly Debt Percent Rent
$70,000 $0 20% $1,167
$70,000 $0 21% $1,225
$70,000 $0 22% $1,283
$70,000 $0 23% $1,342
$70,000 $0 24% $1,400
$70,000 $0 25% $1,458
$70,000 $0 26% $1,517
$70,000 $0 27% $1,575
$70,000 $0 28% $1,633
$70,000 $0 29% $1,692
$70,000 $0 30% $1,750
$70,000 $0 31% $1,808
$70,000 $0 32% $1,867
$70,000 $0 33% $1,925
$70,000 $0 34% $1,983
$70,000 $0 35% $2,042
$70,000 $0 36% $2,100

Exactly how much you can afford on rent each month will depend on the state that you live in and your monthly spendings.

If you are not much of a spender, you may be able to afford to rent a more expensive house. However, if you are spending a lot of your money on other stuff, you might not have enough money leftover from your income to afford an expensive apartment.

The cost of living for each state is different, and the situation for each family varies. Please use the rent affordability table above to estimate how much rent you can afford on $70,000 annual income.

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