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Student Loan Refinance Calculator
Student Loan Refinance Calculator to calculate how much you can save by refinance your student loan. Student loan refinancing calculator will show you the new monthly payments and interest savings after refinance.
New Monthly Payment: |
$968.80 |
Payoff Date: |
Apr, 2031 |
Total Interest Savings: |
$15,404.55 |
| Payment Date |
Payment # |
Interest Paid |
Principal Paid |
Total Payment |
Remaining Balance |
| May, 2025 |
1 |
$127.29 |
$841.51 |
$968.80 |
$64,158.49 |
| Jun, 2025 |
2 |
$125.64 |
$843.16 |
$968.80 |
$63,315.33 |
| Jul, 2025 |
3 |
$123.99 |
$844.81 |
$968.80 |
$62,470.52 |
| Aug, 2025 |
4 |
$122.34 |
$846.46 |
$968.80 |
$61,624.06 |
| Sep, 2025 |
5 |
$120.68 |
$848.12 |
$968.80 |
$60,775.94 |
| Oct, 2025 |
6 |
$119.02 |
$849.78 |
$968.80 |
$59,926.16 |
| Nov, 2025 |
7 |
$117.36 |
$851.45 |
$968.80 |
$59,074.71 |
| Dec, 2025 |
8 |
$115.69 |
$853.11 |
$968.80 |
$58,221.60 |
| Jan, 2026 |
9 |
$114.02 |
$854.78 |
$968.80 |
$57,366.82 |
| Feb, 2026 |
10 |
$112.34 |
$856.46 |
$968.80 |
$56,510.36 |
| Mar, 2026 |
11 |
$110.67 |
$858.13 |
$968.80 |
$55,652.23 |
| Apr, 2026 |
12 |
$108.99 |
$859.82 |
$968.80 |
$54,792.41 |
| May, 2026 |
13 |
$107.30 |
$861.50 |
$968.80 |
$53,930.91 |
| Jun, 2026 |
14 |
$105.61 |
$863.19 |
$968.80 |
$53,067.72 |
| Jul, 2026 |
15 |
$103.92 |
$864.88 |
$968.80 |
$52,202.85 |
| Aug, 2026 |
16 |
$102.23 |
$866.57 |
$968.80 |
$51,336.28 |
| Sep, 2026 |
17 |
$100.53 |
$868.27 |
$968.80 |
$50,468.01 |
| Oct, 2026 |
18 |
$98.83 |
$869.97 |
$968.80 |
$49,598.04 |
| Nov, 2026 |
19 |
$97.13 |
$871.67 |
$968.80 |
$48,726.37 |
| Dec, 2026 |
20 |
$95.42 |
$873.38 |
$968.80 |
$47,852.99 |
| Jan, 2027 |
21 |
$93.71 |
$875.09 |
$968.80 |
$46,977.90 |
| Feb, 2027 |
22 |
$92.00 |
$876.80 |
$968.80 |
$46,101.10 |
| Mar, 2027 |
23 |
$90.28 |
$878.52 |
$968.80 |
$45,222.58 |
| Apr, 2027 |
24 |
$88.56 |
$880.24 |
$968.80 |
$44,342.34 |
| May, 2027 |
25 |
$86.84 |
$881.96 |
$968.80 |
$43,460.38 |
| Jun, 2027 |
26 |
$85.11 |
$883.69 |
$968.80 |
$42,576.69 |
| Jul, 2027 |
27 |
$83.38 |
$885.42 |
$968.80 |
$41,691.26 |
| Aug, 2027 |
28 |
$81.65 |
$887.16 |
$968.80 |
$40,804.11 |
| Sep, 2027 |
29 |
$79.91 |
$888.89 |
$968.80 |
$39,915.21 |
| Oct, 2027 |
30 |
$78.17 |
$890.63 |
$968.80 |
$39,024.58 |
| Nov, 2027 |
31 |
$76.42 |
$892.38 |
$968.80 |
$38,132.20 |
| Dec, 2027 |
32 |
$74.68 |
$894.13 |
$968.80 |
$37,238.08 |
| Jan, 2028 |
33 |
$72.92 |
$895.88 |
$968.80 |
$36,342.20 |
| Feb, 2028 |
34 |
$71.17 |
$897.63 |
$968.80 |
$35,444.57 |
| Mar, 2028 |
35 |
$69.41 |
$899.39 |
$968.80 |
$34,545.18 |
| Apr, 2028 |
36 |
$67.65 |
$901.15 |
$968.80 |
$33,644.03 |
| May, 2028 |
37 |
$65.89 |
$902.91 |
$968.80 |
$32,741.12 |
| Jun, 2028 |
38 |
$64.12 |
$904.68 |
$968.80 |
$31,836.43 |
| Jul, 2028 |
39 |
$62.35 |
$906.45 |
$968.80 |
$30,929.98 |
| Aug, 2028 |
40 |
$60.57 |
$908.23 |
$968.80 |
$30,021.75 |
| Sep, 2028 |
41 |
$58.79 |
$910.01 |
$968.80 |
$29,111.74 |
| Oct, 2028 |
42 |
$57.01 |
$911.79 |
$968.80 |
$28,199.95 |
| Nov, 2028 |
43 |
$55.22 |
$913.58 |
$968.80 |
$27,286.37 |
| Dec, 2028 |
44 |
$53.44 |
$915.37 |
$968.80 |
$26,371.01 |
| Jan, 2029 |
45 |
$51.64 |
$917.16 |
$968.80 |
$25,453.85 |
| Feb, 2029 |
46 |
$49.85 |
$918.95 |
$968.80 |
$24,534.90 |
| Mar, 2029 |
47 |
$48.05 |
$920.75 |
$968.80 |
$23,614.14 |
| Apr, 2029 |
48 |
$46.24 |
$922.56 |
$968.80 |
$22,691.59 |
| May, 2029 |
49 |
$44.44 |
$924.36 |
$968.80 |
$21,767.22 |
| Jun, 2029 |
50 |
$42.63 |
$926.17 |
$968.80 |
$20,841.05 |
| Jul, 2029 |
51 |
$40.81 |
$927.99 |
$968.80 |
$19,913.06 |
| Aug, 2029 |
52 |
$39.00 |
$929.80 |
$968.80 |
$18,983.26 |
| Sep, 2029 |
53 |
$37.18 |
$931.63 |
$968.80 |
$18,051.63 |
| Oct, 2029 |
54 |
$35.35 |
$933.45 |
$968.80 |
$17,118.18 |
| Nov, 2029 |
55 |
$33.52 |
$935.28 |
$968.80 |
$16,182.91 |
| Dec, 2029 |
56 |
$31.69 |
$937.11 |
$968.80 |
$15,245.80 |
| Jan, 2030 |
57 |
$29.86 |
$938.94 |
$968.80 |
$14,306.85 |
| Feb, 2030 |
58 |
$28.02 |
$940.78 |
$968.80 |
$13,366.07 |
| Mar, 2030 |
59 |
$26.18 |
$942.63 |
$968.80 |
$12,423.44 |
| Apr, 2030 |
60 |
$24.33 |
$944.47 |
$968.80 |
$11,478.97 |
| May, 2030 |
61 |
$22.48 |
$946.32 |
$968.80 |
$10,532.65 |
| Jun, 2030 |
62 |
$20.63 |
$948.17 |
$968.80 |
$9,584.47 |
| Jul, 2030 |
63 |
$18.77 |
$950.03 |
$968.80 |
$8,634.44 |
| Aug, 2030 |
64 |
$16.91 |
$951.89 |
$968.80 |
$7,682.55 |
| Sep, 2030 |
65 |
$15.04 |
$953.76 |
$968.80 |
$6,728.80 |
| Oct, 2030 |
66 |
$13.18 |
$955.62 |
$968.80 |
$5,773.17 |
| Nov, 2030 |
67 |
$11.31 |
$957.50 |
$968.80 |
$4,815.68 |
| Dec, 2030 |
68 |
$9.43 |
$959.37 |
$968.80 |
$3,856.31 |
| Jan, 2031 |
69 |
$7.55 |
$961.25 |
$968.80 |
$2,895.06 |
| Feb, 2031 |
70 |
$5.67 |
$963.13 |
$968.80 |
$1,931.93 |
| Mar, 2031 |
71 |
$3.78 |
$965.02 |
$968.80 |
$966.91 |
| Apr, 2031 |
72 |
$1.89 |
$966.91 |
$968.80 |
$0.00 |
|
Original |
Student Loan Refinance |
| Monthly Payment |
$560.00 |
$968.80 |
| Total Interest |
$20,158.22 |
$4,753.67 |
| Total Principal |
$65,000.00 |
$65,000.00 |
| Total Payment |
$85,158.22 |
$69,753.67 |
| Total Interest Savings |
$0 |
$15,404.55 |
| Payoff Date |
Jan, 2038 |
Apr, 2031 |
|
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