Online Calculators > Financial Calculators > Rent vs. Buy Calculator

Rent vs. Buy Calculator

Rent vs. Buy Calculator will calculate and compare the costs associated with renting vs. buying a house.

Please enter a home value greater or equal to $50,000
House Price
Downpayment %
Interest Rate %
Loan Term
Closing Cost
House Insurance per Year
Property Tax per Year
Property Tax Increase per Year %


Monthly Rent
Monthly Renter Insurance
Broker Fee
Security Deposit
Rent Increase Per Year %
Total Cost Breakdown Buy Rent
Upfront Cost
Initial Monthly Cost

The rent or buy table below shows the cost each year for renting a house vs. buying. The total accumulated costs for renting and buyiing are also shown below.

In general, it is worth buying a house if you can afford it and planning to stay in the house for more than 10 years because of home appreciation, and interest payments are tax deductible.

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