Online Calculators > Financial Calculators > 50/30/20 Rule Calculator

50/30/20 Rule Calculator

50/30/20 Rule Calculator to calculate how much you should spend on necessities, savings, and wants based on your monthly after-tax income.

Budget Calculator

Monthly After-Tax Income $
50% Necessities
30% Wants
20% Savings

What is the 50/30/20 rule?

The 50/30/20 rule is a budgeting rule that states 50% of your monthly after-tax income should go to necessities, 30% for wants, and 20% for savings.

Monthly After-Tax Income Necessities Wants Savings
$600 $300 $180 $120
$700 $350 $210 $140
$800 $400 $240 $160
$900 $450 $270 $180
$1,000 $500 $300 $200
$1,100 $550 $330 $220
$1,200 $600 $360 $240
$1,300 $650 $390 $260
$1,400 $700 $420 $280
$1,500 $750 $450 $300
$1,600 $800 $480 $320
$1,700 $850 $510 $340
$1,800 $900 $540 $360
$1,900 $950 $570 $380
$2,000 $1,000 $600 $400
$2,100 $1,050 $630 $420
$2,200 $1,100 $660 $440
$2,300 $1,150 $690 $460
$2,400 $1,200 $720 $480
$2,500 $1,250 $750 $500
$2,600 $1,300 $780 $520
$2,700 $1,350 $810 $540
$2,800 $1,400 $840 $560
$2,900 $1,450 $870 $580
$3,000 $1,500 $900 $600
$3,100 $1,550 $930 $620
$3,200 $1,600 $960 $640
$3,300 $1,650 $990 $660
$3,400 $1,700 $1,020 $680
$3,500 $1,750 $1,050 $700
$3,600 $1,800 $1,080 $720
$3,700 $1,850 $1,110 $740
$3,800 $1,900 $1,140 $760
$3,900 $1,950 $1,170 $780
$4,000 $2,000 $1,200 $800
$4,100 $2,050 $1,230 $820
$4,200 $2,100 $1,260 $840
$4,300 $2,150 $1,290 $860
$4,400 $2,200 $1,320 $880
$4,500 $2,250 $1,350 $900
$4,600 $2,300 $1,380 $920
$4,700 $2,350 $1,410 $940
$4,800 $2,400 $1,440 $960
$4,900 $2,450 $1,470 $980
$5,000 $2,500 $1,500 $1,000
$5,100 $2,550 $1,530 $1,020
$5,200 $2,600 $1,560 $1,040
$5,300 $2,650 $1,590 $1,060
$5,400 $2,700 $1,620 $1,080
$5,500 $2,750 $1,650 $1,100
$5,600 $2,800 $1,680 $1,120
$5,700 $2,850 $1,710 $1,140
$5,800 $2,900 $1,740 $1,160
$5,900 $2,950 $1,770 $1,180
$6,000 $3,000 $1,800 $1,200
$6,100 $3,050 $1,830 $1,220
$6,200 $3,100 $1,860 $1,240
$6,300 $3,150 $1,890 $1,260
$6,400 $3,200 $1,920 $1,280
$6,500 $3,250 $1,950 $1,300
$6,600 $3,300 $1,980 $1,320
$6,700 $3,350 $2,010 $1,340
$6,800 $3,400 $2,040 $1,360
$6,900 $3,450 $2,070 $1,380
$7,000 $3,500 $2,100 $1,400
$7,100 $3,550 $2,130 $1,420
$7,200 $3,600 $2,160 $1,440
$7,300 $3,650 $2,190 $1,460
$7,400 $3,700 $2,220 $1,480
$7,500 $3,750 $2,250 $1,500
$7,600 $3,800 $2,280 $1,520
$7,700 $3,850 $2,310 $1,540
$7,800 $3,900 $2,340 $1,560
$7,900 $3,950 $2,370 $1,580
$8,000 $4,000 $2,400 $1,600
$8,100 $4,050 $2,430 $1,620
$8,200 $4,100 $2,460 $1,640
$8,300 $4,150 $2,490 $1,660
$8,400 $4,200 $2,520 $1,680
$8,500 $4,250 $2,550 $1,700
$8,600 $4,300 $2,580 $1,720
$8,700 $4,350 $2,610 $1,740
$8,800 $4,400 $2,640 $1,760
$8,900 $4,450 $2,670 $1,780
$9,000 $4,500 $2,700 $1,800
$9,100 $4,550 $2,730 $1,820
$9,200 $4,600 $2,760 $1,840
$9,300 $4,650 $2,790 $1,860
$9,400 $4,700 $2,820 $1,880
$9,500 $4,750 $2,850 $1,900
$9,600 $4,800 $2,880 $1,920
$9,700 $4,850 $2,910 $1,940
$9,800 $4,900 $2,940 $1,960
$9,900 $4,950 $2,970 $1,980

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