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Auto Loan Comparison Calculator

Auto Loan Comparison Calculator to compare two auto loans and see which one is a better deal. The car loan comparison calculator will calculate the monthly payments for both auto loans and compare the total payment, interest, payoff date and total savings. Get two auto loan amortization schedules and decide which auto loan is the best for you.

Car Loan Comparison Calculator
Auto Loan 1
Loan Amount
Loan Terms
 years
Interest Rate
Auto Loan 2
Loan Amount
Loan Terms
 years
Interest Rate
Amortization schedule
 Show By Month Show By Year

Auto Loan Comparison Result
Loan
 Auto Loan 1 Auto Loan 2
Loan Amount
 $30,000.00 $30,000.00
Monthly Payment:
 $566.14 $885.72
Total # Of Payments:
 60 36
Start Date:
 Jun, 2025 Jun, 2025
Payoff Date:
 May, 2028 May, 2028
Total Interest Paid:
 $3,968.22 $1,885.90
Total Payment:
 $33,968.22 $31,885.90
Total Savings:
 $0.00 $2,082.32

Auto Loan 1 Amortization Schedule
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2025 1 $125.00 $441.14 $566.14 $29,558.86
Jul, 2025 2 $123.16 $442.98 $566.14 $29,115.89
Aug, 2025 3 $121.32 $444.82 $566.14 $28,671.07
Sep, 2025 4 $119.46 $446.67 $566.14 $28,224.39
Oct, 2025 5 $117.60 $448.54 $566.14 $27,775.86
Nov, 2025 6 $115.73 $450.40 $566.14 $27,325.45
Dec, 2025 7 $113.86 $452.28 $566.14 $26,873.17
Jan, 2026 8 $111.97 $454.17 $566.14 $26,419.01
Feb, 2026 9 $110.08 $456.06 $566.14 $25,962.95
Mar, 2026 10 $108.18 $457.96 $566.14 $25,504.99
Apr, 2026 11 $106.27 $459.87 $566.14 $25,045.12
May, 2026 12 $104.35 $461.78 $566.14 $24,583.34
Jun, 2026 13 $102.43 $463.71 $566.14 $24,119.64
Jul, 2026 14 $100.50 $465.64 $566.14 $23,654.00
Aug, 2026 15 $98.56 $467.58 $566.14 $23,186.42
Sep, 2026 16 $96.61 $469.53 $566.14 $22,716.89
Oct, 2026 17 $94.65 $471.48 $566.14 $22,245.41
Nov, 2026 18 $92.69 $473.45 $566.14 $21,771.96
Dec, 2026 19 $90.72 $475.42 $566.14 $21,296.54
Jan, 2027 20 $88.74 $477.40 $566.14 $20,819.14
Feb, 2027 21 $86.75 $479.39 $566.14 $20,339.75
Mar, 2027 22 $84.75 $481.39 $566.14 $19,858.36
Apr, 2027 23 $82.74 $483.39 $566.14 $19,374.97
May, 2027 24 $80.73 $485.41 $566.14 $18,889.56
Jun, 2027 25 $78.71 $487.43 $566.14 $18,402.13
Jul, 2027 26 $76.68 $489.46 $566.14 $17,912.67
Aug, 2027 27 $74.64 $491.50 $566.14 $17,421.17
Sep, 2027 28 $72.59 $493.55 $566.14 $16,927.62
Oct, 2027 29 $70.53 $495.61 $566.14 $16,432.01
Nov, 2027 30 $68.47 $497.67 $566.14 $15,934.34
Dec, 2027 31 $66.39 $499.74 $566.14 $15,434.60
Jan, 2028 32 $64.31 $501.83 $566.14 $14,932.77
Feb, 2028 33 $62.22 $503.92 $566.14 $14,428.85
Mar, 2028 34 $60.12 $506.02 $566.14 $13,922.84
Apr, 2028 35 $58.01 $508.13 $566.14 $13,414.71
May, 2028 36 $55.89 $510.24 $566.14 $12,904.47
Jun, 2028 37 $53.77 $512.37 $566.14 $12,392.10
Jul, 2028 38 $51.63 $514.50 $566.14 $11,877.60
Aug, 2028 39 $49.49 $516.65 $566.14 $11,360.95
Sep, 2028 40 $47.34 $518.80 $566.14 $10,842.15
Oct, 2028 41 $45.18 $520.96 $566.14 $10,321.19
Nov, 2028 42 $43.00 $523.13 $566.14 $9,798.06
Dec, 2028 43 $40.83 $525.31 $566.14 $9,272.75
Jan, 2029 44 $38.64 $527.50 $566.14 $8,745.25
Feb, 2029 45 $36.44 $529.70 $566.14 $8,215.55
Mar, 2029 46 $34.23 $531.91 $566.14 $7,683.64
Apr, 2029 47 $32.02 $534.12 $566.14 $7,149.52
May, 2029 48 $29.79 $536.35 $566.14 $6,613.17
Jun, 2029 49 $27.55 $538.58 $566.14 $6,074.59
Jul, 2029 50 $25.31 $540.83 $566.14 $5,533.76
Aug, 2029 51 $23.06 $543.08 $566.14 $4,990.68
Sep, 2029 52 $20.79 $545.34 $566.14 $4,445.34
Oct, 2029 53 $18.52 $547.61 $566.14 $3,897.73
Nov, 2029 54 $16.24 $549.90 $566.14 $3,347.83
Dec, 2029 55 $13.95 $552.19 $566.14 $2,795.64
Jan, 2030 56 $11.65 $554.49 $566.14 $2,241.15
Feb, 2030 57 $9.34 $556.80 $566.14 $1,684.36
Mar, 2030 58 $7.02 $559.12 $566.14 $1,125.24
Apr, 2030 59 $4.69 $561.45 $566.14 $563.79
May, 2030 60 $2.35 $563.79 $566.14 $0.00

Auto Loan 2 Amortization Schedule
Payment Date Payment # Interest Paid Principal Paid Total Payment Remaining Balance
Jun, 2025 1 $100.00 $785.72 $885.72 $29,214.28
Jul, 2025 2 $97.38 $788.34 $885.72 $28,425.94
Aug, 2025 3 $94.75 $790.97 $885.72 $27,634.98
Sep, 2025 4 $92.12 $793.60 $885.72 $26,841.37
Oct, 2025 5 $89.47 $796.25 $885.72 $26,045.12
Nov, 2025 6 $86.82 $798.90 $885.72 $25,246.22
Dec, 2025 7 $84.15 $801.57 $885.72 $24,444.66
Jan, 2026 8 $81.48 $804.24 $885.72 $23,640.42
Feb, 2026 9 $78.80 $806.92 $885.72 $22,833.50
Mar, 2026 10 $76.11 $809.61 $885.72 $22,023.89
Apr, 2026 11 $73.41 $812.31 $885.72 $21,211.59
May, 2026 12 $70.71 $815.01 $885.72 $20,396.57
Jun, 2026 13 $67.99 $817.73 $885.72 $19,578.84
Jul, 2026 14 $65.26 $820.46 $885.72 $18,758.38
Aug, 2026 15 $62.53 $823.19 $885.72 $17,935.19
Sep, 2026 16 $59.78 $825.94 $885.72 $17,109.26
Oct, 2026 17 $57.03 $828.69 $885.72 $16,280.57
Nov, 2026 18 $54.27 $831.45 $885.72 $15,449.12
Dec, 2026 19 $51.50 $834.22 $885.72 $14,614.89
Jan, 2027 20 $48.72 $837.00 $885.72 $13,777.89
Feb, 2027 21 $45.93 $839.79 $885.72 $12,938.10
Mar, 2027 22 $43.13 $842.59 $885.72 $12,095.51
Apr, 2027 23 $40.32 $845.40 $885.72 $11,250.10
May, 2027 24 $37.50 $848.22 $885.72 $10,401.89
Jun, 2027 25 $34.67 $851.05 $885.72 $9,550.84
Jul, 2027 26 $31.84 $853.88 $885.72 $8,696.96
Aug, 2027 27 $28.99 $856.73 $885.72 $7,840.23
Sep, 2027 28 $26.13 $859.59 $885.72 $6,980.64
Oct, 2027 29 $23.27 $862.45 $885.72 $6,118.19
Nov, 2027 30 $20.39 $865.33 $885.72 $5,252.86
Dec, 2027 31 $17.51 $868.21 $885.72 $4,384.65
Jan, 2028 32 $14.62 $871.10 $885.72 $3,513.55
Feb, 2028 33 $11.71 $874.01 $885.72 $2,639.54
Mar, 2028 34 $8.80 $876.92 $885.72 $1,762.62
Apr, 2028 35 $5.88 $879.84 $885.72 $882.78
May, 2028 36 $2.94 $882.78 $885.72 $0.00

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